VA Loan Calculator

Calculate payments for active military and veterans with 0% down and VA Funding Fee variations.

Home Price

Down Payment

Interest Rate

Military Service Status

Exempt from Funding Fee (Service-connected disability)

Est. Total Monthly

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Understanding VA Loans

VA loans offer exceptional benefits to eligible service members, veterans, and surviving spouses, including 0% down payments and no monthly PMI requirements.

The VA Funding Fee

Instead of PMI, most VA loans require a one-time Funding Fee designed to keep the program running. This fee ranges from 1.25% to 3.3% of the loan amount, depending on your down payment and if you've used a VA loan before. It is typically financed into the loan balance.

Disability Exemptions

If you receive VA compensation for a service-connected disability, you are entirely exempt from paying the VA Funding Fee. This provides a massive direct savings on the loan balance.